First Federal Savings Bank - Savings Products & Services

Product and Service

Additional services available to our valued customers:

What it offers Why you may choose this service

Direct Deposit

FLEXIBILITY:

		No need to wait for the mail
		No rush to the bank to deposit your check
		Funds available the morning of your deposit, so you can access them immediately
		Electronically deposited, for your safety and convenience

For Social Security, Pension payments or Payroll checks, Direct Deposit gets your money to the bank when you need it. Signing up is simple. Visit First Federal Savings Bank today to enroll, or ask your employer. Peace of mind has never been so easy.

Overdraft Protection

NO WORRIES:

		Avoid bounced checks with automatic transfers
		Low fee of $5.00 per transfer
		Links your Savings Account, Super Saver Account or another Checking Account to help cover the amount of checks written.

Avoid paying costly overdraft charges for good. Overdraft protection provides you with the peace of mind that checks will not bounce or be returned. When you link an account with a minimum balance of $500 to your primary checking account, funds will automatically transfer to cover an unfortunate overdraft situation. Contact us to sign up for Overdraft Protection today!

FunTimers®

EXCLUSIVE:

		Program for financially successful adults
		Banking and Travel Benefits
		FunTimer® Checking Account

This exclusive Banking and Travel program offers deluxe products and services to our financially successful customers, age 40 and better. FunTimers®, originating in 1988, has over 7,000 active members.

ATM/Debit Card

CONVIENENCE:

		24-hour access to your money!
		No annual fees�to save you money.
		Link Checking and Savings Accounts for easy transfers and withdrawals
		Free transactions at all FFSB ATM's.
		Worldwide access, through the VISA Network.

With a First Federal ATM or Visa Check Card, convenience takes on a new meaning. Pay for purchases, write fewer checks, access your cash, and carry less cash, for your safety. Also, with the Visa Check Card, make purchases wherever Visa is accepted, without building up a monthly credit card balance.

Safety Deposit Boxes

SECURE:

		Boxes located at 633 La Salle St., only.
		Various sizes and price ranges
		Rent on an annual basis

Safe deposit boxes provide for a means for customers to secure valuable, family heirlooms, protect against fire, flood, theft or damage. FunTimers® receive special box discounts.